A Young Mans Benefit: The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929 George Neil Emery

ISBN: 9780773518247

Published: March 10th 1999

Hardcover

208 pages


Description

A Young Mans Benefit: The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929  by  George Neil Emery

A Young Mans Benefit: The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929 by George Neil Emery
March 10th 1999 | Hardcover | PDF, EPUB, FB2, DjVu, talking book, mp3, ZIP | 208 pages | ISBN: 9780773518247 | 7.80 Mb

Using cliometric methods and records from six grand-lodge archives, A Young Mans Benefit rejects the conventional wisdom about friendly societies and sickness insurance, arguing that IOOF lodges were financially sound institutions, were more efficient than commercial insurers, and met a market demand headed by young men who lacked alternatives to market insurance, not older men who had an above-average risk of sickness disability.

Emery and Emery show that many young men joined the Odd Fellows for sickness insurance and quit the society once self-insurance - savings - or family insurance - secondary incomes from older children - made it feasible for them. The older men, who valued the social benefits of membership and did not need the sick benefit, gradually became a majority and dismantled the IOOFs insurance provisions.



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